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Calgary Real Estate Sales for 2010 | Calgary Realtor |Crystal Tost

Calgary Real Estate Homes and Condos Sold by Calgary Realtor Crystal Tost in 2010

While 2010 was not a record selling year by any means for Calgary Real Estate, it was still a decent year for Crystal Tost and I have to thank my clients for their loyalty and trust over the past year. In slower markets buyers and sellers have to look for professional representation in their Calgary Realtor. Not all Calgary Realtors are considered equal and clients know they need the best representation for their hard earned money during economically challenged times.

With mortgage changes fronting the hot activity for the Calgary real estate spring market in 2010 making the balance of the year reasonably slower. Many buyers rushed to get ahead of the rule changes made to lending last year and we found that many of those buyers would have maybe bought later in the year but they...

The Calgary Real Estate Forecast by creb 2011

Calgary Real Estate Market Forecast for 2011

As a Calgary Realtor, I have been a faithful attendee of the annual forecast breakfast the Calgary real estate board has put on for well over a decade. Years ago the venue was small and very few agents attended, but today it is a major annual event with thousands of attendees and trade show booths set up hosting the latest and greatest real estate technologies. What one things has remained consistent it has always been a place to go to get a prospective of what to expect in the upcoming year in the Calgary real estate market. The forecast for 2011 was quite optimistic, I will get into the numbers shortly. In years past during the heated crazy market the board predicted modest improvement they were no where close to predicting...

What can we expect from Mortgage Changes

Mortgage Application

New Mortgage changes are expected for this year just in time for the warmer Calgary real estate market in the spring.  All changes will be expected to be implemented by April 2011 while some take effect in March 2011.

- The government will no longer insure credit lines against your home. Home credit lines will have to be a conventional product now and loan to value cannot exceed 80% of the property value.

- Amortization changes to the length of mortgage from 35 years max to 30 years max for insured mortgages. (conventional mortgages could still see 35 year and 40 year amortizations)

-Refinancing changes from 90% loan to value down to 85%

Making these changes will impact the ability for homeowners borrowing ability for sure and will force some homeowners...

Haru Sushi Bar

Haru Sushi Bar

Haru Sushi Bar Review January 15, 2011

I am always a little shy to try a new sushi places. I have my favourites and that makes it hard to try new places as I tend to gravitate back to what I know is good. But last night I forced change into our lives and went out on a limb and decided to try something new and to my surprise it was excellent and I am so glad we ventured out of the typical sushi comfort zone. From the moment we walked in we were impressed. The atmosphere was classy and inviting and the staff smiling and ready to please. The sushi was fresh tasting, the terriyaki...

Crystal's Recommended Dining Options

Dining Out

As a Calgary real estate agent and REALTOR I am always asked where clients should go to grab dinner out or what current events might be. So I thought that I dedicate a small part of my blog for reviews of my favourite places to eat around town as well as events throughout the city. So everything Calgary from events, community info , take out, dining in and eating out will all be here.

So if you are looking for Sushi there are some great places right in the core that I highly recommend such as Ki Sushi and Zen 8 both within a block of each other down on 4th Ave around 2 St SW.

Looking for fine dining for...

Calgary Realtor Crystal Tost House Hunt ends in building... AGAIN!

Home Floor Plans

While my personal house hunt is over, the process of the building  journey begins.

Well after looking at various homes in the Calgary market we have decided to build a new home , yes again. For those of you that know me you may be having a little giggle because I think I swore I would not ever ever do it again! Building a home can be a very stressful experience in my opinion especially if you have limited knowledge of the process. And even if you have all that process "knowledge" it can still be stressful. Depending on the type of builder and the type of home you are building may contribute to part of the stress as an example a custom home will no doubt be harder to build than a tried true and tested floor plan. And of course since our needs are specific...

Modest Growth for the Spring Calgary Real Estate Market

Calgary Downtown View

'Modest' Calgary real estate growth expected in spring

In the Calgary deep freeze with snow and cold weather,  for a skier, it is a welcome sight and many of us are planning exotic trips with sunny skies and a dip in the ocean.  Spring is expected to come late this year, at least the predictors think so, yet it is sure to bring some kind of optimistic thoughts and also it will be a period of renewal.

According to a senior market analyst from Canada Mortgage and Housing Corp, Richard Cho; Next spring is sure to justify the waiting of Calgary home builders.

The Calgary real estate market looks uplifting for new home construction single family homes still to continue at a modest rate, reason is nothing but the presence of the oversupplied...